Just 11 months ago, I sold the condo I lived in with myex-husband, divided our belongings, hired two different moving trucks going in two different directions, and then moved into almost 900 square feet of unapologetically unshared living space.
Since then, I’ve worked to recalibrate my financialpriorities and goals. We all have that magic number that we like seeing as the balance in our checking accounts; now I was one person with one income paying rent that was a little more than half of what I’d previously paid for my mortgage.
Articles about stuff divorced people need to think about all pointed in the same direction: do whatever necessary to be financially stable. Reevaluate my goals and dreams.
Goals? Dreams? Umm, what?
Time for more post-divorce decisions?!
When I was married, I assumed we’d eventually want a house because married people want houses and do yardwork and other boring crap like that. I assumed we’d want some babies to go in our fictional house, and babies need karate lessons and summer camp and college savings accounts. I assumed we’d eventually want some big ass car to tote around our fictional son and daughter. Lots of stuff to save for when you’re married and going to do married people crap!
But, now I was single. I had absolutely no clue what a 33-year-old single woman should be saving for. I am a pretty risk-averse person, so I knew that actively growing savings accounts would bring me much peace and confidence.
I needed some goals and dreams that would be completely mine.
What did I really want?
I really tried to think about what I wanted. A hot car? Not even remotely interested. A trip to Fiji? Eh, sounds really far. Some designer shoes and handbags? I’m way too practical. A condo to call my own? After my moderately traumatizing experience of trying for months to sell my condo with Max, that sounded awful, but probably the most realistic.
I actively continued my “Downpayment” savings account (as well as other conspicuously named accounts). Half of the money from selling my engagement ring went straight into this account. Every week, a set amount of cash went directly into that account every week for “someday.”
Well, my friends, “someday” came sooner than I had wanted or expected. The opportunity presented itself to buy my beloved apartment, quite possibly my favorite place I’ve lived since leaving the bubble also known as college. I love my town, I love my many friends in my neighborhood as well as the proximity to my family, I love my in-unit washer and dryer, I love my garage. Did I mention I have a walk-in closet? Yeah, this is the place to shell out disgusting amounts of money. This is the place to throw down my roots and embrace my new life.
As of July 25, 2014, less than a year after I sold my condo with my ex-husband, I signed my (maiden) name a million times. I agreed to pay the bank hundreds of thousands of dollars by 2044.
This divorced woman bought a home. On. Her. Own. Rock on!
What was a huge post-divorce accomplishment for you?